GLADY, Jovlin Evrodita; 						RANTUNG, Rinny.
 ANALISIS DETERMINAN NIAT MENGGUNAKAN E-MONEY DI KALANGAN MILLENNIALS DENGAN PENDEKATAN UTAUT.
<strong>Klabat Journal of Management</strong>, [S.l.], v. 1, n. 1, p. 90-104, feb. 2020.
ISSN 2722-726X.
Available at: &lt;<a href="https://ejournal.unklab.ac.id/index.php/kjm/article/view/451" target="_new">https://ejournal.unklab.ac.id/index.php/kjm/article/view/451</a>&gt;. Date accessed: 13 oct. 2025.
doi: <a href="https://doi.org/10.60090/kjm.v1i1.451.90-104">https://doi.org/10.60090/kjm.v1i1.451.90-104</a>.